VA Loan

A VA Loan lets you purchase your home with zero down and fewer restrictions

The VA loan is a loan program designed specifically to help you purchase a home with fewer restrictions and with little to nothing down. The Veterans Affairs (or VA) loan is governed by the United States Department of Veterans’ Affairs and offers lower rates and lower payments.

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100% financing available

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No monthly mortgage insurance

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Lower interest rates and fees

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Guaranteed by the VA

How Can A VA Loan Benefit Me?

  • Qualify with a credit score as low as 620

  • Little-to-no money down required (100% financing available)

  • Get a secured fixed rate loan for 30, 20, or 15 year term

  • Get a 5-year adjustable rate mortgage

  • Fewer restrictions make it easier to qualify

  • Lower or no closing costs

  • No Private Mortgage Insurance (PMI) is required

  • VA loans are governed by the U.S. Department of Veterans Affairs

Is This Loan Right For Me?

If you are you a veteran, active-duty service member or a surviving spouse of a veteran

If you have credit score concerns or insufficient credit history

If you are a first time home buyer or refinancer needing to finance over 80% of your home

Talk to a Personal Loan Consultant to find out if a VA Loan is right for you.

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

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15 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

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Adjustable Rate Mortgage

A low introductory mortgage rate means low initial monthly payments. A great option for those planning on moving within a few years.

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

15 Year Fixed Rate

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Stay on your budget while paying less interest and saving more. Pay off your mortgage faster with consistent monthly payments.

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Adjustable Rate Mortgage

Get 100% financing when buying a home in a designated USDA area. Closing costs are included in your loan along with a lower fixed interest rate.