FHA Loan

Purchase your home with as little as 3.5% down and flexible qualification requirements

A Federal Housing Administration (FHA) loan is a popular option for home buyers with lower qualifying income, low credit scores or a lack of credit history. FHA loans require a significantly lower down payment (as little as 3.5%) and are easier to qualify for than a conventional mortgage.

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Purchase your home for as little as 3.5% down

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Qualify with a credit score as low as 580

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Enjoy lower mortgage insurance premiums and lower closing costs

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Security of a government-backed loan

How Can A FHA Loan Benefit Me?

  • Qualify with a credit score as low as 580

  • Purchase a home with as low as 3.5% down

  • Get a secured fixed rate loan for 30, 25, 20, or 15 year term

  • Get a 5-year adjustable rate mortgage

  • Lower mortgage insurance premiums and lower closing costs

  • Easier to qualify for even with a low credit score or lack of credit history

Is This Loan Right For Me?

If you have credit score concerns or insufficient credit history

If you have less than 20% available for a down payment on your home

If you are a first time home buyer or are refinancing and needing to finance over 80% of your home

Talk to a Personal Loan Consultant to find out if a FHA Loan is right for you.

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

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15 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

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Adjustable Rate Mortgage

A low introductory mortgage rate means low initial monthly payments. A great option for those planning on moving within a few years.

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

15 Year Fixed Rate

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Stay on your budget while paying less interest and saving more. Pay off your mortgage faster with consistent monthly payments.

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Adjustable Rate Mortgage

Get 100% financing when buying a home in a designated USDA area. Closing costs are included in your loan along with a lower fixed interest rate.