Adjustable Rate Mortgage

Take advantage of the lowest rates possible with an Adjustable Rate Mortgage

An adjustable rate mortgage, also referred to as an ARM or variable rate, is a loan option with a low introductory rate. The interest rate with this mortgage will adjust over time (typically 5 to 7 years). Depending on changes in the financial index associated with your loan, your monthly payment will either increase or decrease.

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Take advantage of a low introductory mortgage rate

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Enjoy low initial monthly payments

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Ideal for those planning on moving within a few years

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Pay off your mortgage with no penalties

How can an Adjustable Rate Mortgage benefit me?

  • A low introductory mortgage rate means low initial monthly payments for 5, 7, or 10 years

  • You’re protected! Your rate will never be higher than 5% above your initial rate.

  • Your rate will never rise more than 2% in a year after the initial fixed-rate period.

  • Pay off your mortgage without prepayment penalties, at any time

  • FHA and VA ARMs are also available

Is This Loan Right For Me?

  • A popular choice with First Time Home Buyer

  • Flexibility to refinance in the next 5, 7, or 10 years

  • Popular with home buyers planning to move in 5-10 years

  • Popular with buyers expecting future increases in salary

  • A lower initial payment makes home buying more affordable

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

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15 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

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Adjustable Rate Mortgage

A low introductory mortgage rate means low initial monthly payments. A great option for those planning on moving within a few years.

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

15 Year Fixed Rate

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Stay on your budget while paying less interest and saving more. Pay off your mortgage faster with consistent monthly payments.

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Adjustable Rate Mortgage

Get 100% financing when buying a home in a designated USDA area. Closing costs are included in your loan along with a lower fixed interest rate.