BUYING A HOME

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Build Equity

Every mortgage payment you make increases your share of your home’s value and increases your net worth! Rental payments do not contribute to your overall wealth.

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Tax Benefits

Mortgage interest and property taxes are deductible from federal income taxes and can make owning less expensive than renting! Consult your tax accountant for more information. Rental payments are not tax deductible.

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Steady Payments

Having a fixed rate mortgage means that you will pay the same amount every month. There are no financial uncertainties. Rental payments are typically subject to an increase every year.

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Sense of Security

Homeownership not only provides financial security but it also secures a place for your family to grow. Renters may be unable to renew their rental agreement.

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Sense of Community

Homeownership puts you in the company of neighbors who are invested in the community. Rental apartments have high tenant turnover year after year.

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Freedom

Homeowners are free from the restrictions of pets and paint! Enjoy the freedoms of living in your home. Renters have restrictions on remodeling, pets and more.

Why First Time Home Buyers Choose Us?

  •  You’ll have your own Personal Loan Consultant to get you through the process from start-to-finish.

Home Loans for First Time Home Buyers

  •  You’ll have your own Personal Loan Consultant to get you through the process from start-to-finish.

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

15 Year Fixed Rate

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Stay on your budget while paying less interest and saving more. Pay off your mortgage faster with consistent monthly payments.

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Adjustable Rate Mortgage

A low introductory mortgage rate means low initial monthly payments. A great option for those planning on moving within a few years.

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30 Year Fixed Rate

A 30-year fixed rate mortgage is the most popular home loan option available. It is ideal for home buyers because of its straightforward structure and its predictable and steady monthly payment.

15 Year Fixed Rate

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Stay on your budget while paying less interest and saving more. Pay off your mortgage faster with consistent monthly payments.

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Adjustable Rate Mortgage

Get 100% financing when buying a home in a designated USDA area. Closing costs are included in your loan along with a lower fixed interest rate.